ConditionRail
Integrations · mortgage operations

Works with the systems your file already moves through.

ConditionRail connects to the systems mortgage files already move through — LOS platforms, borrower evidence sources, communication channels, and CSV as the always-available fallback.

We describe each relationship literally — connection path, connector, supported workflow, or import / export fallback. We do not imply official partnership, marketplace certification, logo permission, or live bi-directional sync.

Integration availability depends on workspace configuration, customer permissions, and vendor access. CSV import/export remains available when a direct connection is not configured.

01 · Mortgage systems4 systems
  • Encompass
    Connection path

    Move loan files, conditions, and statuses between Encompass and the rail.

    Data in
    Loan files, conditions, borrower contacts
    Data out
    Condition status, evidence references, audit timestamps
    Privacy
    Tokenized API access. ConditionRail does not store Encompass credentials in plain text.
  • Calyx Point
    Connector

    Bring conditions in by import; push cleared status by export.

    Data in
    Loan file export, condition list
    Data out
    Status export, packet PDF
    Privacy
    File-based sync. No persistent network connection required.
  • LendingPad
    Connection path

    Mirror LendingPad pipelines onto the condition rail.

    Data in
    Pipeline list, condition metadata
    Data out
    Status updates, packet handoff
    Privacy
    Read-scoped access. No borrower PII written back without operator confirmation.
  • Arive
    Connector

    For broker teams running their pipeline in Arive.

    Data in
    Loan file, borrower contacts
    Data out
    Status, packet export
    Privacy
    Operator-controlled scope. ConditionRail only sees what your team selects.
02 · Borrower evidence3 systems
  • Blend
    Supported workflow

    Pick up evidence already collected during Blend intake.

    Data in
    Intake checklist, uploaded documents
    Data out
    Condition mapping, evidence citation
    Privacy
    Borrower-consented intake artifacts only.
  • Plaid
    Connection path

    Borrower-consented asset verification for down-payment sourcing.

    Data in
    Account balances, deposit history (borrower-consented)
    Data out
    Evidence citation to source institution
    Privacy
    Borrower consent required per session. Tokens are scoped and revocable.
  • DocuSign
    Connection path

    Signed disclosures and packet attestations attached to conditions.

    Data in
    Signed envelopes, completion certificates
    Data out
    Envelope requests for signature
    Privacy
    Signed artifacts only. ConditionRail never stores signer biometric data.
03 · Communications2 systems
  • Gmail / Outlook
    Connector

    Ingest borrower email replies as evidence on the correct condition.

    Data in
    Borrower inbound messages, attachments
    Data out
    Outbound reminders (when enabled by operator)
    Privacy
    Scoped to the lender mailbox. ConditionRail does not read internal staff mail by default.
  • SMS
    Supported workflow

    Borrower reminders on the cadence the lender sets.

    Data in
    Borrower reply receipts
    Data out
    Reminder messages tied to specific conditions
    Privacy
    Consent captured at portal sign-up. STOP keyword always honored.
04 · Fallback1 system
  • CSV
    Import / export fallback

    If no connection path or connector is configured, ConditionRail can ingest and emit CSV. No file is ever stranded by an integration gap.

    Data in
    Conditions, borrower contacts, file metadata
    Data out
    Status export, packet manifest, audit log
    Privacy
    Operator-controlled. Files stay within your environment unless uploaded.

No direct connection configured? CSV import / export is the fallback.

Integration availability depends on workspace configuration, customer permissions, and vendor access. CSV import/export remains available when a direct connection is not configured.

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